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(252) 673 5107
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Mon - Sun 10:00am - 10:00pm
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arfcredit@gmail.com
Credit Repair Begins Here
Welcome and thank you for taking the leap to begin the process of restoring your credit. As of today, over 80 million consumers have bad credit, and because of it, they are facing high interest rates as well as constant denials when applying for a home loan, car loans, apartments, and credit cards. Our goal is to assist with three aspects of your financial life: restore your credit, rebuild it, and raise your credit score. We want to get you back on track so you can start enjoying the finer things in life. The primary focus of our job is to help you remove, correct, repair/update inaccurate, misleading, unverifiable late pays, charge-offs, collection accounts, tax liens, judgments, bankruptcies, repossessions, foreclosures, inquires, identity theft accounts, and wrong personal information.
Repair
The first step in getting your financial life back is removing inaccurate information from your credit report. The law allows any consumer to challenge inaccurate information on their credit report if that consumer feels that the items are inaccurate.
Rebuild
The second step to restoring your credit is to rebuild it while we work on removing inaccurate information. It’s not enough just to remove negative items, but you must prove to the FICO and creditors that you can make your payments on time.
Raise Your Score
The third step to restoring your credit is to focus on raising your credit score. As we all know, the credit score is the number one factor when it comes to getting approved for a loan. If you have a low credit score, you can get denied or pay high interest rates.
Our progress
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